Terms of Use

Effective Date: October 7, 2025

Last Updated: October 7, 2025

Welcome to https://www.practicalco.com (the “Site”), operated by Practical & Co, an independent project based in California, United States (“we,” “us,” or “our”).

By accessing or using this Site, you agree to these Terms of Use (“Terms”). If you do not agree, please do not use the Site.

1. Use of This Site

You may use this Site for lawful, personal, and non-commercial purposes only.

You agree not to:

• Violate any applicable laws or regulations;

• Interfere with or disrupt the operation or security of the Site;

• Attempt to gain unauthorized access to any part of the Site or systems connected to it;

• Copy, reproduce, or redistribute any content from the Site without prior written permission.

• We reserve the right to modify, suspend, or discontinue the Site at any time without notice.

2. Intellectual Property

• Unless otherwise stated, all content on this Site—including text, graphics, logos, designs, and other materials—is owned or licensed by Practical & Co.

• You may share or quote content from the Site for non-commercial or educational purposes as long as you provide clear attribution and a link back to the source page.

• Commercial use of our content without prior written permission is prohibited.

3. Links to Other Sites

• This Site may contain links to third-party websites. We provide these links for convenience only and do not control or endorse those sites.

• We are not responsible for their content, products, or policies.

4. Disclaimer of Warranties

• This Site and all content are provided “as is” and “as available.”

• We make no warranties, express or implied, about the accuracy, reliability, or availability of the Site or any content.

• Use of the Site is at your own risk.

5. Limitation of Liability

• To the fullest extent permitted by law, Practical & Co and its affiliates, employees, and partners shall not be liable for any damages (including loss of data, profits, or business opportunities) arising from your use of or inability to use the Site.

• Certain jurisdictions do not allow limitations on implied warranties or liability for consequential damages, so these limitations may not apply to you.

6. Indemnification

• You agree to indemnify and hold harmless Practical & Co and its representatives from any claims, losses, or expenses (including legal fees) arising out of your use of the Site or violation of these Terms.

7. Privacy

Your use of this Site is also governed by our Privacy Policy.

8. Changes to These Terms

We may update these Terms occasionally. Updates will be posted here with a revised “Last Updated” date. Your continued use of the Site after changes are posted means you accept the updated Terms.

9. Governing Law

These Terms are governed by the laws of the State of California, United States, without regard to conflict of law principles.

10. Contact

If you have any questions about these Terms, you can reach us at:

Practical & Co

Email: [email protected]

Operated independently in California, United States